Property Risk Analysis – Wildfire Exposure Assessment
2MCFire provides property-level wildfire risk analysis services designed to help homeowners, real estate professionals, and insurers better understand potential wildfire exposure.
Our Property Risk Analysis is a non-invasive, observational and analytical service that evaluates exterior property characteristics and surrounding environmental conditions. This service is offered at $0.60 per square foot and is intended to provide clear, data-informed insight into wildfire risk factors.
Scope of Services
During each assessment, our team conducts a visual inspection and analytical review of observable property features, which may include:
- Vegetation proximity and density
- Roof type and visible condition
- Venting and exterior openings
- General property layout and defensible space characteristics
This process is limited to observation, documentation and analysis only.
Reporting & Recommendations
Each Property Risk Analysis includes a written report outlining:
- Identified wildfire exposure factors
- General risk considerations based on observed conditions
- Advisory recommendations intended to help guide property owners in evaluating potential risk reduction measures
AB-38 California Law
Under California AB-38 Defensible Space Disclosure Law requirements, certain residential property transactions require documentation confirming compliance with defensible space standards.
2MCFire provides inspection and documentation services intended to support this requirement, including:
- Visual assessment of defensible space conditions
- Documentation aligned with applicable guidelines
- Reporting to assist parties involved in real estate transactions
Use of Property Risk Analysis for Insurance & Risk Awareness
Property Risk Analysis reports may be used by homeowners and stakeholders to:
- Better understand wildfire exposure characteristics
- Support discussions with insurance providers
- Demonstrate proactive risk awareness
While our reports are designed to align with common industry considerations, coverage decisions remain solely at the discretion of the insurance carrier.
Professional Approach
2MCFire operates as a wildfire risk analysis and consulting firm, with services focused on:
- Data interpretation and environmental risk evaluation
- Property-level observational assessments
- Client education and risk awareness
Additional Programs
California residents may also benefit from programs such as Safer from Wildfires Program California, which encourage property-level risk awareness and mitigation efforts. Our reporting can help support participation by providing documented property observations.
Contact us to schedule your Property Risk Analysis.